Credit Card Bill of Rights
1. No more universal default
Universal default allows card issuers to raise interest rates on the customer’s behavior on on another unrelated account. For example, if you’ve missed a payment on your utility bill or have your credit score lowered, a card issuer may increase the interest rates on your account. This policy and practice would no longer be permitted.
Read the rest of this entry »
For those of that are unfamiliar with Monavie, I shall explain. Monavie is a Limited Liability Corporation, LLC, that has created a concentrated blend of fruits, including its main ingredient, the acai berry. The acai berry, found in the jungles of brazil, is considered to be one of natures top superfoods available in todays food market. It contains the highest levels of antioxidants when compared to any other fruit. By simply supplementing Monavie on a daily basis, many people report enhancements of their entire state of well-being. Besides the acai berry, Monavie contains 18 other fruits such as passion fruit, apricot, blueberry, raspberry, etc. The recommended use of the product is 1-2 ounces twice daily. Consumers report amazing results by supplementing the juice such as relief of joint pain, sleeping problems, and improvement in their overall sense of well-being. Read the rest of this entry »
So if you’ve read my “about me” you know I’m a health nut. I pretty much live a healthy & balanced lifestyle of food and physical activity. This post is just a simple recipe for my “oatmeal pancakes”. Oatmeal is probably the most healthiest breakfast you can eat. Loaded with fiber and good carbohydrates, oatmeal is packed with all the proper nutrients to start off your day. Problem is most people HATE the taste. So what I’ve done is come up with an awesome oatmeal recipe that tastes great and is still healthy and part of a healthy lifestyle. Read the rest of this entry »
So this past Sunday, my friend Cori and I went in to NYC and had dinner at chef/restauranteur Jean-Georges Spice Market. Known for its “Asian Street Food” cuisine, I don’t think there was anything about the evening that we did not enjoy. The restaurant was beautiful for starters. The decor was original yet authentic, spacious [for a NYC restaurant] and quite relaxing. We had a few cocktails at the bar before retrieving our reservation. The manager initial came to our table to present us with menus, spoke briefly about the cuisine and how food is prepared and served family style. A wine steward then came to the table and I ordered a bottle of Sancere and FIJI. Read the rest of this entry »

Located at the Garden State Plaza in Paramus, NJ, Napa Valley Grille offers something special and unique to an area flooded with options. What is that uniqueness you ask? EXPERIENCE! Now I know I’m biased because I am the Dining Manager for the restaurant, but it’s important you understand that the reason why is because I loved the restaurant so much! Read the rest of this entry »